Need a Copy of an Old Tax Return? Here’s How to Get It

It’s that time of year again—tax season! And if you’re like many people, you might need to reference an old tax return. Whether it’s to double-check something for this year’s filing, apply for a loan, or just get organized, having access to your past tax records can save a lot of headaches.

Here’s the good news: there are several easy ways to get your hands on a copy.

First Things First: Why Keep Old Tax Returns?

The IRS recommends keeping your tax returns and related documents for at least three years. That way, you’re covered if you ever need to:

• File an amended return,
• Respond to IRS questions,
• Apply for a mortgage or student loan, or
• Prove your income.

So, How Do You Get a Copy?

Here are your options:

1. Log In to Your IRS Online Account

This is probably the quickest and easiest way. Just head over to your IRS online account, and once you’re signed in, you can:

• View and download tax transcripts,
• Check your balance,
• See payment history,
• And more.

It’s like your tax dashboard—all in one place.

2. Check With Your Tax Pro or Software

If you filed using a tax preparer or online software (like TurboTax or H&R Block), they might still have a copy of your return saved. It’s worth a quick email or login to your old account.

3. Request a Transcript from the IRS

A transcript gives you a summary of your return (not a full copy, but often enough). Here’s how to get one:

• Online: Through your IRS account.
• By mail: Use Form 4506-T or Form 4506-T-EZ.
• By phone: Call 800-908-9946 and the IRS will mail it to you.

Transcripts are free and available for the current year and up to three years back.

4. Need the Full Return?

If you need the whole return—including any attachments—you’ll need to fill out Form 4506 and mail it to the IRS. Heads up: there’s a $43 fee per return, and you can request returns going back up to seven years.

A Quick Note on Privacy and Safety

When accessing your tax info, make sure to:

• Use a secure internet connection,
• Only contact the IRS or your tax pro through verified channels,
• Store your documents somewhere safe—digitally and physically.

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Having your past tax returns on hand makes life easier—not just during tax time, but for lots of other financial moments too. If you want the full scoop, you can always check out the IRS’s official guide here.

Got questions? Call 816-472-HELP (4357) and discover how we can help you get back tax debt on track.